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Loan from the Student Union

Eine Hand tut Münzen in einen Geldbeutel.

The Studentenwerk Schleswig-Holstein has set up a loan fund from its own resources with the purpose of enabling you to begin, continue and complete your studies in the event of a financial emergency by granting interest-free loans for a limited period of time.

How do I apply for a loan from the Studentenwerk?
Information on the loan fund and application documents are available at the Student Life Counselling Centre. In a conversation with you, we will clarify whether you meet the requirements for a loan and whether there are other possibilities for financing.

Who decides on the granting of loans?
The granting of loans is the responsibility of the management of the Studentenwerk Schleswig-Holstein. The management uses an allocation committee, which prepares the decision and consists of four members to be appointed by the executive board of the Studentenwerk (at least two of whom must be students). The committee usually meets once a month. It discusses the applications received and submits a recommendation on the duration and amount of the loan to the management. Loans are granted on the basis of guidelines. There is no legal entitlement to benefits from the loan fund.

Is security required?
A directly enforceable guarantee must be provided to secure repayment. Only persons with a regular income that enables repayment in the contractually stipulated instalments and who are resident in Germany are eligible as guarantors.


We will help you!

Contact persons

Paula Jirka
Paula Jirka
Student life counselling
Consultant Kiel
Office hoursMon+Thur 11.00-14.00
Ramona López
Ramona López
Advice on student life
Student Life Advisor Kiel
Office hoursMon+Thurs 11.00-14.00
Stefanie Prüss
Stefanie Prüss
Counselling Student Life
Consultant Lübeck
Office hoursTue-Thurs 10.00-13.00
Janne Marie Wolter
Janne Marie Wolter
Counseling Student Life
Student Life Advisor
Office hoursMon + Wed 10.00-13.00
Beatrice Richter-Bethge
Beatrice Richter-Bethge
Counseling Student Life
Student Life Advisor
Office hoursWed + Thur 10-13
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