The Studentenwerk SH is a sales partner for the KfW student loan. At our locations in Kiel, Flensburg and Lübeck, we offer you information on the student loan, detailed advice on financing, taking into account your individual situation, and can activate the KfW's contract offer for a student loan.
As before, our intention is to talk with you to find ways to avoid a loan or at least keep it as low as possible.
Before using student loans, other sources such as BAföG, parental support and scholarships should be fully exhausted. For the final phase of studies, the Studentenwerk SH offers an interest-free loan from the loan fund. From the third bachelor's semester or the intermediate examination, the more favorable KfW-Bildungskredit (KfW education loan) may be considered for a maximum of two years.
The KfW student loan can provide complete student financing from the beginning of your studies. It is granted regardless of income, but whether you can afford the high financial burdens in the repayment phase should be well considered. Let us advise you!
Note for current KfW loans: For the activation of new semesters, simply contact the Student Life Advisory Service by e-mail.
For this service you can of course also contact other sales partners. For more information, visit: www.kfw.de
The list below is not exhaustive. There may be additional offers depending on your field of study and location as well as your individual situation.
Overview student loans
The loan is granted regardless of university, subject and grades. The financing amount is between 100 and 650 euros per month.
The monthly disbursement amount can be changed semester by semester upon application.
Funding is available for both first and second degree studies, as well as additional, supplementary or postgraduate studies (including a doctorate).
Depending on age and semester, up to 14 semesters of funding are possible.
Detailed information can be found at www.kfw.de.
The interest rate is variable and market-oriented and is always fixed on 01.04. and 01.10. for half a year each.
You can get an overview of the individual costs via the repayment calculator of the KfW development bank.
Please feel free to ask us any questions you may have about the KfW student loan. Do not sign a contract too quickly!
A maximum of 7,200 euros can be granted for the education loan, either in up to 24 monthly installments of 100 euros, 200 euros or 300 euros (freely selectable) or as a one-time down payment in full hundreds of euros up to 3,600 euros.
You can receive the education loan if you are of age up to the age of 36. You must be enrolled at a German university and have passed the preliminary examination or successfully completed the first year of studies (proof of 1/3 of the required credit points). The education loan is not granted beyond the twelfth university semester (exception: admitted to the final examination or confirmation that the studies can be completed in four semesters).
Cancellation is possible free of charge at the end of each month.
The interest rate is variable and market-oriented and is always fixed on 01.04. and 01.10. for half a year in each case. The interest rate is considerably more attractive than the KFW student loan.
You can find detailed information at www.bildungskredit.de.
Please feel free to ask us any questions you may have about the student loan. Do not sign a contract too quickly!