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Student Loans

Auf einer dunklen Tischplatte liegen Geldmünzen und -scheine sowie ein Taschenrechner.

The Studentenwerk SH is a sales partner for the KfW student loan. At our locations in Kiel, Flensburg and Lübeck, we offer you information on the student loan, detailed advice on financing, taking into account your individual situation, and can activate the KfW's contract offer for a student loan.

As before, our intention is to talk with you to find ways to avoid a loan or at least keep it as low as possible.

Before using student loans, other sources such as BAföG, parental support and scholarships should be fully exhausted. For the final phase of studies, the Studentenwerk SH offers an interest-free loan from the loan fund. From the third bachelor's semester or the intermediate examination, the more favorable KfW-Bildungskredit (KfW education loan) may be considered for a maximum of two years.

The KfW student loan can provide complete student financing from the beginning of your studies. It is granted regardless of income, but whether you can afford the high financial burdens in the repayment phase should be well considered. Let us advise you!

Note for current KfW loans: For the activation of new semesters, simply contact the Student Life Advisory Service by e-mail.

For this service you can of course also contact other sales partners. For more information, visit:

The list below is not exhaustive. There may be additional offers depending on your field of study and location as well as your individual situation.

Overview student loans

We are happy to help!

Contact persons

Ramona López
Advice on student life, focus on studying with children
Student Life Advisor Kiel
Room 4, Counselling Centre in Mensa II (Leibnizstraße 12-14), 24118 Kiel
Office hoursMon+Thurs 11.00-14.00
Johanna Usinger
Student life advising, focus on international affairs
Student Life Advisor
Room 1, Counseling Center in Mensa II (Leibnizstraße 12-14), 24118 Kiel, Germany
Office hoursMon+Thurs 11.00-14.00
Janne Marie Wolter
Counseling Student Life
Student Life Advisor
Thomas-Fincke-Str. 7, 24943 Flensburg
Office hoursMon + Wed 10.00-13.00
Stefanie Prüss
Counseling Student Life
Student Life Advisor
Room 43, office in the refectory building, Mönkhofer Weg 241, 23562 Lübeck
Office hoursTue-Thu 10.00-13.00 (no open hours during the week Jan. 23rd to 27th)
Beatrice Richter-Bethge
Counseling Student Life
Student Life Advisor
Room 0.44, Office FH Westküste, Fritz-Thiedemann-Ring 20, 25746 Heide
Office hoursWed + Thur 10-13
other topics

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+49 431 8816-0
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