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BAföG: Delays possible

Due to staff shortages, there may be delays in processing applications. We ask for your understanding. Therefore, please submit your application for WS 2023/24 now.



Eine Frau sitzt auf einem Sessel und spricht mit einer anderen Person, von der nur der Rücken und die langen Haare zu sehen sind. Zwischen ihnen steht ein kleiner Tisch, auf dem zwei Gläser, eine Kanne und einige Flyer liegen.

If you get into financial difficulties during your studies, don't bury your head in the sand, but get in touch with us early on. We - the staff of the Counselling Service for Student Life - will work out your individual options with you and show you other help options. The counselling sessions are confidential and can be conducted anonymously.

You are welcome to prepare yourself for our meeting. It is helpful, for example, to prepare a financial overview of your income and expenses. This will make it easier for you to find a solution to your financial problems together with us. Checklist

Emergency aid from the Studentenwerk SH

A bridging or hardship loan can be granted from the loan fund in emergency situations.

  • Amount of support: max. 861 € for max. 6 months
  • Interest: none
  • Guarantee: partly required
  • Repayment: 6 months after the end of studies in monthly instalments of € 130
  • Application: at the Counselling Centre for Student Life

Debt counselling

The independent staff of the debt counselling service will help you not only if you are already in arrears, but also with general financial difficulties. They professionally support you in balancing your income and expenses and assist you in communicating with creditors or, if necessary, show you the possibilities of partial debt relief.

You can find contact persons in your city/region at

Free food

The Studentenwerk SH can grant so-called "Freiessen" to students in temporary emergency situations. For this purpose, 50 € are loaded onto the CampusCard or Studierendencard unbureaucratically and at short notice, so that affected students can eat free of charge in our refectories and cafeterias.

Are you in a financial emergency? Then contact the Student Life Counselling Service at your university location. There you will receive individual and confidential advice. You will also receive the application form and further information about our free meals.

We are happy to help!

Contact persons

Ramona López
Ramona López
Advice on student life
Student Life Advisor Kiel
Room 4, Counselling Centre in Mensa II (Leibnizstraße 12-14), 24118 Kiel
Office hoursMon+Thurs 11.00-14.00
Paula Jirka
Paula Jirka
Student life counselling
Consultant Kiel
Room 5, Counselling Centre in Mensa II (Leibnizstraße 12-14), 24118 Kiel
Office hoursMon+Thur 11.00-14.00
Stefanie Prüss
Stefanie Prüss
Counselling Student Life
Consultant Lübeck
Room 43, office in the refectory building, Mönkhofer Weg 241, 23562 Lübeck
Office hoursTue-Thurs 10.00-13.00 Dear students, there will be no open office hours between September 25th and 28th.
Janne Marie Wolter
Janne Marie Wolter
Counseling Student Life
Student Life Advisor
Thomas-Fincke-Str. 7, 24943 Flensburg
Office hoursMon + Wed 10.00-13.00
Beatrice Richter-Bethge
Beatrice Richter-Bethge
Counseling Student Life
Student Life Advisor
Room 0.44, Office FH Westküste, Fritz-Thiedemann-Ring 20, 25746 Heide
Office hoursWed + Thur 10-13 Dear students, there will be no face-to-face counseling on Wednesday, 6.9. The availability via e-mail and telephone is guaranteed.
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