Emergencies
If you find yourself in financial difficulties during your studies, don't bury your head in the sand, but contact us early on. We - the staff of the Counseling Service for Student Life - will work out your individual options with you and point out further assistance options. The counseling sessions are confidential and can be conducted anonymously.
You are welcome to prepare yourself for our meeting. It is helpful, for example, to create a financial overview of your income and expenses. This will make it easier for you to find a solution to your financial problems. Checklist
Emergency aid from the Studentenwerk SH
A bridging or hardship loan can be granted from the loan fund in emergency situations.
- Amount of support: max. 861 € for max. 6 months
- Interest: none
- Guarantee: partly required
- Repayment: 6 months after the end of studies in monthly installments of € 130
- Application: at the counseling for student life
Debtor counseling
The independent staff of the Debtor Counseling Service will help you not only if you are already in arrears, but also with general financial difficulties. They will support you professionally in balancing your income and expenses and will assist you in communicating with creditors or, if necessary, show you the possibilities of partial debt relief.
You can find contact persons in your city/region at www.schuldnerberatung-sh.de.