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Eine Frau sitzt auf einem Sessel und spricht mit einer anderen Person, von der nur der Rücken und die langen Haare zu sehen sind. Zwischen ihnen steht ein kleiner Tisch, auf dem zwei Gläser, eine Kanne und einige Flyer liegen.

If you find yourself in financial difficulties during your studies, don't bury your head in the sand, but contact us early on. We - the staff of the Counseling Service for Student Life - will work out your individual options with you and point out further assistance options. The counseling sessions are confidential and can be conducted anonymously.

You are welcome to prepare yourself for our meeting. It is helpful, for example, to create a financial overview of your income and expenses. This will make it easier for you to find a solution to your financial problems. Checklist

Emergency aid from the Studentenwerk SH

A bridging or hardship loan can be granted from the loan fund in emergency situations.

  • Amount of support: max. 861 € for max. 6 months
  • Interest: none
  • Guarantee: partly required
  • Repayment: 6 months after the end of studies in monthly installments of € 130
  • Application: at the counseling for student life

Debtor counseling

The independent staff of the Debtor Counseling Service will help you not only if you are already in arrears, but also with general financial difficulties. They will support you professionally in balancing your income and expenses and will assist you in communicating with creditors or, if necessary, show you the possibilities of partial debt relief.

You can find contact persons in your city/region at

We are happy to help!

Contact persons

Johanna Usinger
Student Life Advisor
Room 1, Counseling Center in Mensa II (Leibnizstraße 12-14), 24118 Kiel, Germany
Office hoursMon+Thurs 11.00-14.00
Ramona López
Student Life Advisor
Room 4, Counseling Center in Mensa II (Leibnizstraße 12-14), 24118 Kiel, Germany
Office hoursMon+Thur 11.00-14.00
Stefanie Prüss
Student Life Advisor
Room 43, office in the refectory building, Mönkhofer Weg 241, 23562 Lübeck
Office hoursTue-Thu 10.00-13.00
Janne Marie Wolter
Student Life Advisor
Room 2.07, office in the refectory building, Thomas-Fincke-Straße 20, 24943 Flensburg, Germany
Office hoursMon + Wed 10.00-13.00
Beatrice Richter-Bethge
Student Life Advisor
Room 0.44, Office FH Westküste, Fritz-Thiedemann-Ring 20, Heide
Office hoursWed + Thur 10-13
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