Marcel (28), student, living away from home with a part-time job, and Maurice (22), specialised secondary school student

Marcel (28) is studying mechanical engineering in his 6th semester at a technical university and lives in a shared flat. He earns 538 euros a month (gross) as a student assistant and continues to pay into a "Riester pension", which he previously paid into during his vocational training. Marcel himself is subject to health and long-term care insurance contributions.

Marcel's brother Maurice (22) has completed vocational training and is now attending a technical secondary school.
He lives with his parents and is insured with them on a non-contributory basis for health and long-term care insurance.
His father is a shipyard worker and had a gross annual income of 42,000 euros two years ago. Like his mother, he pays into a "Riester pension". The child allowance is transferred to the father.
Two years ago, the mother of the two had a gross annual income of 30,000 euros as a full-time employee. Since last year, her gross annual income has fallen to 18,000 euros due to a reduction in her working hours. Due to the change in her income situation, she applies to the Office for Educational Support to update her income.

Marcel receives financial support totalling 832 euros per month, of which 416 euros is a grant and 416 euros is an interest-free loan.

Maurice receives a monthly grant of 338.00 euros.