Louisa (23), student, scholarship, EU abroad
Louisa (23) is studying law in the 5th semester and is attending a university in France for a year. She is living with a host family for rent. She also has travel expenses of 360 euros. Due to her good performance, Louisa receives a scholarship of 350 euros per month, which is financed by a private foundation. She is covered by her parents' health and long-term care insurance free of charge. Louisa's sister Eva is in year 9 at grammar school. Her mother is a housewife. Her father is a policeman and 2 years ago had a gross annual income of 43,200 euros.
Louisa receives support benefits totalling 897 euros per month, of which 448.50 euros is a grant and 448.50 euros is an interest-free loan.
| Merit scholarship from a private foundation | 350,00 € |
| Not to be counted as income | 300,00 € |
| Louisa's income (in the sense of BAföG) | 50,00 € |
| less | 97,12 € |
| Basic allowance, as the scholarship is exclusively privately financed | 353,00 € |
| Louisa's income (as defined by BAföG) minus the basic allowance | -303,00 € |
| Louisa's income to be taken into account | 0 € |
| Income of the father | |
| Gross income from employment (1/12 of the annual income for the current calendar year 2022) | 3.600,00 € |
| less | |
| Income-related expenses (at least 1/12 of the annual lump sum for income-related expenses for the current calendar year 2022 of € 1,200) |
100,00 € |
| less | |
| Social lump sum 22.3 %, maximum amount € 1,433.33 per month | 780,50 € |
| "Riester pension" | 0,00 € |
| Taxes actually paid (income tax table 2022, tax class III) |
|
| - Income tax / wage tax | 238,83 € |
| - Church tax | 0,00 € |
| - Solidarity surcharge | 0,00 € |
| Father's income (in terms of BAföG) | 2.480,67 € |
| Louisa's mother has no income. | |
| Parents' income (as defined by BAföG) | 2.480,67 € |
| Parents' income (as defined by BAföG) | 2.480,67 € |
| less | |
| Basic allowance for the parents: | 2.540,00 € |
| Basic allowance for sister: | 770,00 € |
| Parents' income (as defined by BAföG) minus the basic allowance | 0,00 € |
| No basic allowance for Louisa, as she is in an education programme eligible for BAföG funding | |
| Additional allowance: 55% (50% for parents and 5% for sister) | 0,00 € |
| Credit amount from parents' income | 0,00 € |
| Basic needs student | 475,00 € |
| living away from home | 380,00 € |
| Additional amounts | |
| - Travelling expenses (1/12 of the travel allowance of 500 euros within Europe)* | 41,67 € |
| 896,67 € | |
| less | |
| Amount deducted from Louisa's income | 0,00 € |
| Credit amount from parents' income | 0,00 € |
| Grant amount | 896,67 € |
| Grant amount (rounded) | 897,00 € |
*) A flat-rate travel allowance is paid for the outward journey to the training location and for one return journey. The travel allowance amounts to 250 euros per journey within Europe and 500 euros outside Europe.
The calculation comes from the BAföG website of the Federal Ministry of Research, Technology and Space.