Hanna (24), student, living away from home

Hanna (24) is studying medicine in Lübeck and lives in the "student village" there. She is covered by her parents' health and long-term care insurance free of charge. Her brother Alexander (18) lives with her parents and is training to be a bank clerk. He receives a monthly training allowance of 868 euros. His father is a househusband. The mother is a teacher and 2 years ago had a gross annual income of 51,500 euros. She pays into a "Riester pension".

Hanna receives support benefits totalling 801 euros per month, of which 400.50 euros is a grant and 400.50 euros is an interest-free loan.